is dawn? dawn is right here. dawn has already got her own mike. introduce yourself, dawn, and tell us a little bit about yourself and your situation. >> thank you. i'm dawn josephson from jacksonville, florida, and i've been a self-employed entrepreneur since 1998. during that time, the majority of those years i didn't even have insurance because it was simply too expensive. in 2006 my son, wesley, was born. this is wesley. go say hi. there you go. >> this is wesley here >> that's wesley, he was born in 2006, when we finally got health insurance. we had a few different policies over the years, always had something excluded from it, even something as silly as ear infections, and what kid does not get ear infections, so i mean silly stuff, and in july of '09, he had eye surgery. we discovered he had sudden onset of a condition called strabismus in the eyes and his right eye had the surgery and in less than a year later we said we needed new insurance, what we have was killing us for our premium, and this was right around the time, right after the act passed. the insurance company gave u